Current membership pricing
Costco Membership Cost in 2026
Gold Star costs $65 per year. Executive costs $130 per year and includes a 2% reward on eligible purchases under Costco's current terms.
Costco membership prices at a glance
| Plan | Annual cost | Monthly equivalent | Reward |
|---|---|---|---|
| Gold Star | $65 | $5.42 | None |
| Executive | $130 | $10.83 | 2% on eligible purchases, subject to terms and cap |
What does the Executive upgrade cost?
The Executive plan costs $65 more per year than Gold Star. At a 2% reward rate, that difference is recovered at $3,250 per year, or about $271 per month, in eligible spending.
Costs beyond the membership fee
The annual fee is only one part of the decision. Include travel, online or delivery markups, storage, possible food waste, and impulse purchases. These costs are personal, so a single universal savings percentage would be misleading.
Which plan costs less for you?
Gold Star has the lower guaranteed cost. Executive can have the lower net cost when its reward and other benefits exceed the $65 upgrade. Test both plans with the Costco Membership Calculator.